On our trip last weekend, I found a full/queen size down comforter for $9. It was in pristine condition. Its cold here in Iowa, and to help with the heating bills I the thermostat is turned down to 60℉ at night. A comfy down comforter is welcome on our bed to keep us toasty warm.
I dug through my vintage sheets, chose 3 pink ones that were 100% cotton (I like the crisp feel to them) and made a duvet cover for it. I didn't have enough Velcro to use for the closure, so I chose to make ties out of the extra fabric. I like the look better.
Not bad for just winging it. =)